New Articles

  1. Driver Info

    Drivers To Include Drivers to Include The following two questions must be asked: Is there anyone else who operates any of your vehicles (two or more times a month)? Are there any family members who live in the household bet...
  2. Vehicle Info

    Garaging Address Garaging Address Garaging Exceptions Generally, vehicles garaged at two different addresses and drivers in two different households are unacceptable . However, UW does make exceptions. In order for vehicles pri...
  3. Underwriting Guidelines

    Effective Date Effective Date The agent must ask/probe for and apply the correct effective date. If the customer is currently insured, the agent may probe for the effective date using an open-ended question.  For customers who ar...
  4. Liability & Extra Coverage Options

    Liability Limits by State Liability Limits by State Coverage Virginia  Maryland  Illinois Texas Indiana  Tennessee Ohio Georgia State Liability Minimum 50/100/25** 30/6...
  5. Discounts

    Discount Tables & Percentages Discount Tables & Percentages Always advise " Up to X% " as these are the maximum discount amounts and may vary depending on state, product, number of vehicles, etc. Discount ...
  6. Insurable Interest

  7. Appetite

  8. Download or email PDF quote

  9. Agency Communications

    June 2023 Word from the Herd, Issue 1, Volume 2 Word from the Herd Volume 1, Issue 1, June 2023   Hard to believe we are halfway through 2023! Here at Elephant, we value our partnerships with you as agents...
  10. Additional Reports required pre-bind RCPOS