Updated Articles

  1. Discounts

    Discount Tables & Percentages Discount Tables & Percentages Always advise " Up to X% " as these are the maximum discount amounts and may vary depending on state, product, number of vehicles, etc. Discoun...
  2. Elephant at a Glance

    Elephant at a Glance Elephant at a Glance Appetite/Competitiveness Currently Insured Good - Excellent Credit Score Multi-Vehicle Policies Additional Drivers, Including Youthful Drivers on Family Policies Has Minimal At...
  3. Contact Us

    Contact Information Contact Info We care about our agents and your experience. Please don't hesitate to reach out to us at any time during or after the quoting and binding processes.  Quote and Pre-bind Contact Information: ...
  4. Vehicle Info

    Garaging Address Garaging Address Garaging Exceptions Generally, vehicles garaged at two different addresses and drivers in two different households are unacceptable . However, UW does make exceptions. In order for vehicles...
  5. Liability & Extra Coverage Options

    Liability Limits by State Liability Limits by State Coverage Virginia  Maryland  Illinois Texas Indiana  Tennessee Ohio Georgia State Liability Minimum 50/100/25** 30/6...
  6. Quoting & Binding

    Setting up a Rater Setting up a Rater When Elephant shows on your panel of rates, you will bridge over to our quote journey to answer a few additional questions and can bind the policy. When you transfer over your agent ID will cr...
  7. Additional Coverages

  8. Underwriting Guidelines

    Effective Date Effective Date The agent must ask/probe for and apply the correct effective date. If the customer is currently insured, the agent may probe for the effective date using an open-ended question.  For customers who ar...
  9. Driver Info

    Drivers To Include Drivers to Include The following two questions must be asked: Is there anyone else who operates any of your vehicles (two or more times a month)? Are there any family members who live in the household bet...
  10. Mobile App & Portal

    Overview Overview If the named insured or any driver on the policy has an International License, it will block their portal access. The Online Portal and App is a great way for customers to view their information and to mana...